How to Get a Mortgage Pre-Approval
Getting a pre-approval helps buyers feel confident going into the home buying process and shows sellers that you’re a serious and qualified buyer.
Explore your options . Discover the range of mortgage products tailored to your needs and financial situation.
Submit your application . Complete and submit your mortgage application online with guidance from our expert team.
Close with ease . Enjoy a streamlined closing process with digital tools and expert support, making finalizing your mortgage quick and hassle-free
Getting a pre-approval helps buyers feel confident going into the home buying process and shows sellers that you’re a serious and qualified buyer.
Mortgage monthly payments are determined by loan amount, principal, interest, term and more. Calculate monthly payment to determine exactly what you can afford.
So, how long does it take to close on a house? This article goes over how long it takes to get pre-approved, find a home and close on a house. The underwriting process you undertake before closing is an important step!
Testimonials
“I never thought I could afford to buy a home, but Housing Nonprofit helped me understand what I qualified for and walked me through every step.”
“The interest rate I got through Housing Nonprofit was lower than anything I found with banks or online lenders. I was skeptical at first, but they delivered. It's the kind of mission-driven approach the mortgage industry desperately needs.”
“Before finding Housing Nonprofit, I didn’t even know where to start. Their first-time homebuyer course broke everything down from budgeting, to understanding credit, to closing. They gave me confidence to move forward.”
“Housing Nonprofit connected me with a program that covered almost my entire down payment. Between the free course and the personalized help, I went from renting to owning.”
“I’d been shopping around, getting frustrated with lenders giving me high rates and vague answers. The marketplace connected me to an option with a much lower monthly payments.”
“Housing Nonprofit showed me a path forward. The counselor worked with me to reduce my credit card payments and improve my budget. Three months later, I was approved through the marketplace.”
We search thousands of loan options so you don't have to! Find the most competitive rates here including: 15, 20 and 30-year fixed rates, 10/6, 7/6 and 5/6 ARMs, FHA, Jumbo, low down payment options and more. Create an account to customize your loan options and track daily interest rates.